If you’re looking for a mortgage advisor in Cirencester, you’ll want to find someone who can offer you the best advice for your individual circumstances. It’s important to remember that using a mortgage advisor is not compulsory, but it can definitely be helpful to have an experienced professional on your side. Hudson Rose are a […]
Read MoreA Buy-to-Let mortgage is what you will need if you are planning on renting out the property that you are buying. Or perhaps you already own a property and you now want to rent it out whilst you live somewhere else. There is a lot of information that you will need to get your head […]
Read MoreSo you’re starting out on your journey towards buying a home in Cirencester. You know you need a mortgage but you keep hearing various snippets of mortgage jargon and, just when you think you’ve got your head around it all, your broker says something that makes you go ‘eh?’ That’s where we come in. […]
Read MoreOne of the hardest things to do in life is to get onto the property ladder. It’s not as easy as just asking the bank for a mortgage. You have to prove that you can afford it – and the years you have spent renting and paying that rent on time isn’t proof (unfortunately!). If […]
Read MoreSo, you’re thinking about getting onto the property ladder? It’s a big step and very likely the most expensive purchase you will ever make. But don’t panic! Just make sure that you don’t bite off more (debt) than you can chew. First step is to work out how much you can afford to borrow. […]
Read MoreMortgages can be scary. For most of us, buying a property will be by far the most expensive thing we purchase in our lifetime and, chances are, we will need a big mortgage to do so. In a nutshell, it’s a shed load of debt! For lots of people, the struggle to get a mortgage […]
Read MoreThe question of ‘How long do I need to have been self-employed for?’ is one we hear most frequently. Mortgage lending is a cautious activity and the last thing lenders want is to repossess your home. As such they look for a track record in running your own business and the best way to do […]
Read MoreThis month at Hudson Rose, we’ve been focussing on remortgages and it occurred to me that sometimes the best thing is to go right back to basics. So today I wanted to explain what the term ‘remortgage’ actually means. In its simplest terms, a remortgage is either changing your mortgage from one provider to another, […]
Read MoreToday I want to address a question that I’ve been asked probably more than any other over the last 13 years, how long does it take to get your mortgage offer? There’s no right way to answer this question because every lender is different, but the stock answer for me is anywhere between 4 to […]
Read MoreToday I want to talk about credit and credit scoring. If you’re a first time buyer, I’ve got three tips that will help you up your credit score and get the mortgage you need. These are really simple things that are often over looked. 1. Get on the electoral roll The first tip is to […]
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