The Hudson Rose way.
Our mission is to make sure that you obtain the most suitable mortgage for your particular needs -with the least amount of hassle. We understand that you lead busy lives and finding time to sit down in an office with an mortgage broker for hours just isn’t feasible (or often particularly enjoyable).
Freedom to choose is a great thing
Why should you be told how to receive financial advice just because that is the way it has 'always been done'? Our multi-channel proposition means that you can tell us how you want to receive advice and we will do our best to accommodate.
If you prefer to receive advice by telephone, simply drop us a line and we will gladly oblige. We can also provide face to face meetings locally, should you wish.
We have also been offering video appointments since long before anyone had even heard of zoom. We feel that they offer the best of both worlds, face to face advice for the 21st century.


Let’s keep the admin simple
We give you control of completing your personal and financial information at a time that suits you, via your online client area, meaning that you can spend more time talking to your adviser about what’s important to you.
Securing a mortgage in Gloucestershire (or anywhere) does involve paperwork, it's a fact of life with the current system. We will look to reduce the amount of paperwork you have to send us by using electronic means such as electronic verification of identity or address and through the use of digital signature processes. There will be times when this is not possible (many mortgage lenders are still in the dark ages) but we promise to try and minimise these instances!
Don’t just take our word for it!
All of the below reviews are verified by Google and come completely unedited.













































































































































































































































































































































































How it all works...
Text, Email, Call, Message, Write – whatever means you wish to use in order to make contact with us is fine. Once we receive your enquiry we will be in touch to have a chat about what we can do to help
At this point we will arrange a time to have an initial appointment (if it is not convenient at the time). This could be via Video, Phone or Face to Face. Once the date is in the diary it’s on to step 2….

The initial appointment is a time for you to chat with your adviser and tell them about your situation, what you are trying to achieve and any features you are looking for in the mortgage. This can take 20 mins or an hour – there is no rush – it is a time for you to ask us as many questions as you like!
Whilst we hope you will be happy with the initial discussion, there is no obligation to proceed.

After the initial appointment, we will set up your online area.
This will be your own little corner of Hudson Rose where you will find all your useful documents. Once set up, you can complete your fact find – this provides us with the information we require to be able to make a bespoke recommendation. Complete this in your own time from the device of your choosing. Of course, if you have any questions, we are always here to help.

Once your fact find is received and your situation understood, we will be in touch to discuss what is important to you – this is your mortgage after all. We will then utilise our market knowledge and the latest broker tools to complete the research and match you with the most suitable provider. Once completed, we will talk you through your options and answer any questions.
All the regulatory documents and relevant illustrations will be in one place, your client area, meaning you don’t have to keep searching through emails or piles of paper to locate them! Result.

Once you are happy with the recommendation, we will process your application for you and take care of all the paperwork. We will also liaise with estate agents, solicitors and other professional parties on your behalf. You will be kept in the loop with updates at all times and, as always, we are on hand to answer any questions throughout. Simple.

Let us help with all your mortgage and insurance queries
Check out our Frequently Asked Questions below to find answers on some of the most common questions that we get asked.
You need to start by knowing you can afford to borrow. Contact a reputable mortgage advisor who can search the whole market to find you the best deal (it’s how the majority of mortgages in the UK are arranged) and ensure that you have all the necessary documents to hand.
For a handy video that will help you get your head around the mortgage process, click here.
Mortgage affordability is the term used by lenders to assess a person’s financial position in order to ascertain how much they can reasonably afford to spend on a mortgage each month. Every lender will have their own criteria for this calculation and will stress test the results at varying levels.
Find out more about mortgage affordability.
Yep! The longer you have been self-employed the easier it will be to prove your income. Ideally you will need to show 2-3 years of accounts or tax year overviews but if you have less, there are still lenders who will be willing to lend to you. Just give us a call.
Find out more about getting a mortgage if you haven’t been self-employed for long.
Let's get started...
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