The Hudson Rose Blog

How to get a mortgage: The application process

Ready to dive into homeownership? One of the first steps is figuring out how to get a mortgage. The mortgage application process can seem a bit daunting, but don’t worry-we’re here to help you navigate through it all. Let’s break […]

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Colourful terrace of houses

Choosing your mortgage: A Guide to Finding Your Perfect Fit

So, you’ve decided it’s time to buy a home-exciting, right? But now comes the part where you need to pick the perfect mortgage. With so many options out there, it can feel like navigating a maze. Don’t worry, though; we’re […]

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A terrace of houses in Bath

How to get a mortgage

If you’re diving into the mortgage maze, we’ve got your back. This is your go-to guide for all things mortgage-related, whether you’re new to the game or just need a refresher. Introduction to Mortgages 🏠 So what actually is a […]

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Hudson Rose team walking in Cirencester

What to Do When Your Mortgage Application is Declined Due to Financial Association

Have you recently applied for a mortgage and received the disappointing news that your application has been declined due to a financial association? It can be disheartening, but don’t worry, you’re not alone. Many people face this hurdle during their […]

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Hudson Rose mortgage advisor smiling with laptop

Understanding the Role of Underwriters in the Mortgage Process

Today, I want to shed some light on the mysterious world of underwriters and their role in the mortgage process. If you’ve ever wondered what happens behind the scenes when you apply for a mortgage, this article is for you. […]

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Rosie and Jess from Hudson Rose look at notebooks and compare tasks for the day

Understanding Mortgage Offers: What You Need to Know

At Hudson Rose, we understand that navigating the world of mortgages can be overwhelming. That’s why we’re here to break it down for you in a way that’s easy to understand. In this article, we’ll be discussing mortgage offers and […]

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Women smiling in restaurant

What is ‘Salary Sacrifice’ and how will it affect your mortgage application?

In the complex world of finance and mortgages, the term “salary sacrifice” often surfaces, raising questions about its implications on securing a home loan. Let’s unravel the mysteries surrounding this concept and understand how it can affect your mortgage application. […]

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Chippenham Property

Renting Out Your Home: Unpacking the Implications with a Residential Mortgage

Renting out your property can be a lucrative venture, but if you currently hold a residential mortgage, there are important considerations that could significantly impact your financial landscape. Let’s delve into the implications of renting out your home while holding […]

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Row of Victorian terraced houses with blue sky

Unauthorised Loft Conversions: What You Need to Know Before Getting a Mortgage

The Importance of Informing Your Lender If you are buying a property, you need to ensure that any work done by the previous owners has all the necessary paperwork and permissions to go with it. Your solicitor should raise any […]

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Courtney and Johnny from Hudson Rose chat about mortgages on the sofa

Financing a Property with HMO Specifications

Finding the right mortgage lender can be challenging, especially when you need a specialist mortgage solution. It can be frustrating when surveyors suspect that a property will be used as a House in Multiple Occupation (HMO) and lenders refuse to […]

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Hudson Rose Team pet a dog outside their office in Cheltenham

Understanding Credit Reports

Credit Reports: Your Key to Mortgage Success   As a mortgage broker, I often come across clients who are unaware of the impact their credit report can have on their mortgage application. Your credit report is like a financial report […]

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Johnny Bayley, Mortgage Broker in front of Hudson Rose office in Cheltenham

The Benefits of Overpaying Your Mortgage

Take Control of Your Financial Future   Are you looking for ways to take control of your financial future? One strategy that can make a significant impact is making overpayments on your mortgage. By paying more than the minimum amount […]

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