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The Hudson Rose Blog

Graham Taylor in striped T-shirt in front of neon sign that says 'Your mortgage our problem'

Can you get a mortgage if you haven’t been self-employed for long?

The question of ‘How long do I need to have been self-employed for?’ is one we hear most frequently. Mortgage lending is a cautious activity and the last thing lenders want is to repossess your home. As such they look […]

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Mortgage Guarantee Scheme diagram

Could the new mortgage guarantee scheme be your ticket to getting on the property ladder?

It’s been a couple of weeks now since the government announced that they will be supporting lenders to be able to start offering 95% mortgages again. The scheme will be slowly starting to kick in over the coming weeks, so what could […]

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Graham in doorway Nailsworth Hudson Rose offices

3 mistakes not to make when choosing Life Insurance

Thinking about what would happen if you were to become seriously ill or even die is not something most of us want to give much time to. Going so far as to get your finances in order, should the worst […]

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Graham Taylor ringing the doorball of cotswold stone home in Cirencester

What does ‘remortgage’ actually mean?

This month at Hudson Rose, we’ve been focussing on remortgages and it occurred to me that sometimes the best thing is to go right back to basics. So today I wanted to explain what the term ‘remortgage’ actually means. In […]

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Jess from Hudson Rose outside Cheltenham office

Mortgages and Maternity Leave

If you’re having a baby, and especially if it’s your first, get ready for a tidal wave of life admin that will soon be coming your way! One task on your list may well be sorting a mortgage so let’s […]

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5 ways your family might help you buy your first home

Let’s face it, getting onto that first rung of the property ladder can feel like a complete impossibility for lots of people. House prices have risen and so has cost of living whilst wages remain disproportionately low. Even if you […]

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Beer fridge with mortgage sticker on front

5 things that could slow down your mortgage application

Today I want to address a question that I’ve been asked probably more than any other over the last 13 years, how long does it take to get your mortgage offer? There’s no right way to answer this question because […]

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What is ‘Mortgage Affordability’?

Mortgage affordability is the term we use when we’re talking about the amount of money a lender is going to lend you. It’s come a long way since the old days when it was simply a case of multiplying your […]

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Graham Taylor in bright yellow jumper

3 tips for improving your credit score

Today I want to talk about credit and credit scoring.  If you’re a first time buyer, I’ve got three tips that will help you up your credit score and get the mortgage you need. These are really simple things that […]

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Graham Taylor on phone looking out of Hudson Rose shop front

What’s all this about Mortgage ‘Holidays’?

Back in March 2021 the Chancellor announced that, as part of the economic policy to get us through Covid-19, mortgage lenders are going to offer up to three months’ payment holidays for those that are in difficulty. That’s really good […]

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We are HR…..

Boutique mortgage and insurance advisers. You are busy people and we love what we do! We believe that clients should be able to choose how to contact us and utilise their medium of choice. Face to face appointments can be conducted via video without the need for any special software. We also offer telephone appointments and there is no obligation – just give us a call for a chat.. We will advise you on the best mortgage for your circumstances from the whole of the market and provide updates throughout the process. Things work better when everyone knows what’s going on.

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