In recent years the Tracker Rate mortgage has gone rather out of fashion. Fixed Rate Mortgages have held such low interest rates that there really hasn’t been much of an incentive for anyone to choose a tracker. Why opt for […]
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There are so many factors to consider when you are applying for a mortgage. You will need to decide if you want a fixed rate or a variable rate, how much you are willing to pay in fees and how […]
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Here’s another juicy morsel of mortgage jargon for you – the Early Repayment Charge or ERC. This is an important one to get your head around and even though it’s something that you might pay towards the end of your […]
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The world of mortgages is rife with complex terminology and industry jargon. It’s so important to wrap your brain around the different terms before you embark on sourcing a mortgage as you do not want to come unstuck further down […]
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Figuring out how to secure a mortgage can be a complex operation. You may be looking to raise funds for a house purchase or rearranging the mortgage on your current home, either way you will need to make sure that […]
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Over the last few years many people have considered re-locating to a new area. The Covid 19 pandemic has left more people working from home and a lot of us have re-assessed our priorities and decided that a change […]
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One of the key professionals you’re going to want on your team when buying a house or remortgaging your property is an experienced mortgage broker. And if your property is in Gloucestershire, you will have plenty of mortgage brokers to […]
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So, you’re applying for a mortgage. You’ve spoken to a mortgage advisor, dug out your pay slips, totted up your monthly outgoings and now you’re ready to submit your mortgage application. But how long does a mortgage application take? There […]
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When it comes to getting a mortgage, there are many different factors that can have a bearing on your application. Your income will be critical but so will your monthly expenditure. Mortgage lenders will look carefully at all your financial […]
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A Buy-to-Let mortgage is what you will need if you are planning on renting out the property that you are buying. Or perhaps you already own a property and you now want to rent it out whilst you live somewhere […]
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So you’re starting out on your journey towards buying a home in Cirencester. You know you need a mortgage but you keep hearing various snippets of mortgage jargon and, just when you think you’ve got your head around it all, […]
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One of the hardest things to do in life is to get onto the property ladder. It’s not as easy as just asking the bank for a mortgage. You have to prove that you can afford it – and the […]
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