So, you’re thinking about getting onto the property ladder? It’s a big step and very likely the most expensive purchase you will ever make. But don’t panic! Just make sure that you don’t bite off more (debt) than you can […]
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As I write this, almost a week has passed since the anticlimactic event that was the Monetary Policy Committee (MPC) meeting and potential base rate rise. In the run up to the November meeting, the press (both industry and national) […]
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Mortgages can be scary. For most of us, buying a property will be by far the most expensive thing we purchase in our lifetime and, chances are, we will need a big mortgage to do so. In a nutshell, it’s […]
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Nothing gets the juices flowing like a good rate of interest, just me? OK, so our bread and butter business isn’t the most exciting subject matter in the world but, for anyone who might be needing to access funds secured […]
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The question of ‘How long do I need to have been self-employed for?’ is one we hear most frequently. Mortgage lending is a cautious activity and the last thing lenders want is to repossess your home. As such they look […]
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This month at Hudson Rose, we’ve been focussing on remortgages and it occurred to me that sometimes the best thing is to go right back to basics. So today I wanted to explain what the term ‘remortgage’ actually means. In […]
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If you’re having a baby, and especially if it’s your first, get ready for a tidal wave of life admin that will soon be coming your way! One task on your list may well be sorting a mortgage so let’s […]
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Today I want to address a question that I’ve been asked probably more than any other over the last 13 years, how long does it take to get your mortgage offer? There’s no right way to answer this question because […]
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Mortgage affordability is the term we use when we’re talking about the amount of money a lender is going to lend you. It’s come a long way since the old days when it was simply a case of multiplying your […]
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Today I want to talk about credit and credit scoring. If you’re a first time buyer, I’ve got three tips that will help you up your credit score and get the mortgage you need. These are really simple things that […]
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